Sometimes things don't just get better with time — especially when you're carrying it all quietly. I work with adults navigating stress, trauma, and transition, drawing on the method that fits the moment: trauma-informed care, CBT, couples work, or support through major life change. If you're feeling overwhelmed, disconnected, or simply not like yourself, this is a focused space to restore clarity and direction.
Also offering —
Therapy is structured around what you need — it may draw on trauma-informed care, CBT, couples work, life-transitions support, or other approaches as clinically appropriate.
Clients with PPO or POS plans (Premera, Blue Cross, Regence, BlueShield, Aetna, Cigna, or UnitedHealthcare) are often surprised how much they get back. Use either tool to check your benefits.
Full payment required at booking · $225 per session
Full payment required at booking · $275 per session
Full payment required at booking · $275 per session
| Individual Sessions | $225 |
| Couples Therapy | $275 |
| Family Therapy | $275 |
Payment is due at time of booking via cash, credit card, or HSA/FSA.
This practice does not bill insurance companies directly. A superbill (CPT codes) is furnished upon request for you to submit to your carrier for personal reimbursement.
If your PPO plan covers 50% of out-of-network care, your final session cost drops from $225 to $112.50.
If your policy does not offer out-of-network coverage, state laws provide specific legal protections to enforce your access to timely mental health care when local in-network options are full or unavailable.
If your insurer cannot find an available in-network provider within a 45-mile radius or within 10 days, you have the right to immediately file a formal Network Insufficiency Claim.
State mandate protects you against unreasonable search radii or appointment waiting delays. If in-network access fails, you can submit an Alternate Access Delivery Request.
To invoke these consumer protections, you must contact your insurance carrier directly and request their specific network exception forms.
Additional practice policies — including confidentiality, scope of services, and terms of service — are available on the Practice Policies page.
We offer comprehensive therapeutic services and specialized psychological evaluations tailored to support your mental health goals.
Structured psychological evaluations for medical, legal, and occupational decision-making. All services are private pay. Full payment required prior to scheduling. Superbill provided upon request.
Also offering —
Evaluations are structured, documentation-focused services designed for medical, legal, and occupational purposes.
Select any service to view scope, pricing, and what's included.
Surgical clearance or chronic disease management. Clinical interview, validated screening instruments, and detailed behavioral readiness report. Appropriate when there is no significant psychiatric history.
Same purpose as Standard — surgical clearance or chronic disease management — but required when the patient has a significant mental health history. Includes extended interview and MMPI-3/MBMD personality testing.
Comprehensive Mental Health Evaluation for Asylum, VAWA, U-Visa, T-Visa, and standard ADA accommodation requests. Includes PAI, M-FAST, PCL-5, 2–3 hour clinical interview, and 15–25 page report.
Extended forensic battery for Cancellation of Removal, complex hardship waivers, and cases requiring enhanced validity testing. Includes TOMM, HTQ, 3–4 hour interview, and 25–40 page report with case law citations.
Non-Surgical Support Session. A structured 45–60 minute skills-based session for patients managing chronic illness, caregiver stress, or behavioral barriers to treatment. Coaching-focused, not evaluation-based. Optional follow-ups available.
Psychological evaluation conducted in accordance with referral requirements for aeromedical review. Not a neuropsychological evaluation. Supports FAA medical certification, Special Issuance, and HIMS AME referrals.
Psychological evaluation for service clearance, fitness determinations, or documentation support related to military administrative processes — providing the independent doctoral clinical evidence required for review by military medical boards or command-level examiners.
Straightforward disability or occupational documentation needs with limited records and no extensive testing required. Includes structured clinical interview, functional assessment, record review, and formal written report.
Fitness-for-duty matters, complex disability cases, or evaluations requiring additional psychological testing and expanded documentation review. Extended interview, standardized assessment, and comprehensive written report.
Private Pay Practice. This practice does not accept insurance, Medicare, or Medicaid. All fees are due prior to scheduling. Superbills available upon request for out-of-network reimbursement.
These policies apply uniformly to all services. Please review them before scheduling.
All services are private pay. Payment is required prior to scheduling. This practice does not bill insurance, Medicare, or Medicaid. Credit, debit, and HSA/FSA cards are accepted. A superbill is available upon request for potential out-of-network reimbursement — submission and reimbursement are the client's responsibility.
Evaluation fees are non-refundable once an appointment is scheduled. Rescheduling requires 48 hours notice. Requests with less than 48 hours notice forfeit the fee. Report timelines begin after completion of the clinical interview and receipt of all required documentation.
24 hours notice is required to cancel or reschedule without charge. Late cancellations and no-shows are billed the full session fee. This policy applies uniformly and is not subject to exception.
Therapy is structured on a weekly recurring model. Consistent attendance is a clinical requirement. Irregular scheduling will be addressed directly and may affect the continuation of services.
Evaluations provide independent clinical findings and written documentation. They do not determine regulatory, administrative, legal, or certification outcomes. The requesting authority retains sole discretion over how findings are applied. This practice serves as an independent evaluator — not an advocate. Evaluation services do not establish a therapeutic relationship.
Immigration and forensic evaluations are prepared to professional and ethical standards. No outcome is guaranteed. This practice does not advocate for a particular legal result. Reports reflect independent clinical judgment and are released only to parties designated in writing at intake.
All services are subject to applicable state and federal confidentiality protections. Records are released only to designated parties as authorized in writing. Records requests are subject to applicable fees and response timelines established by law.
All services are delivered via HIPAA-compliant telehealth under a signed BAA. Clients are responsible for a private, stable connection. Technical difficulties on the client's end do not exempt the appointment from the cancellation policy.
This practice does not provide crisis intervention or after-hours support. In a mental health emergency, contact 988, call 911, or go to the nearest emergency room. Use of this website does not establish a clinical relationship or duty of care.
Submitting this form does not establish a clinical relationship or guarantee availability. A member of the practice will respond within 1–2 business days.
Your inquiry has been submitted. You'll receive a response within 1–2 business days.
By visiting this website you are consenting to these Terms of Service. Please read them carefully before using this site or scheduling services.
By using this website (the "Site"), all visitors ("user," "you," "your") are bound by these Terms of Service. The terms "we," "us," and "our" refer to Dr. Isabella Riojas, PhD ("the Practice"), owner of this Site. Accessing this Site constitutes use of the Site and acceptance of the Terms provided herein.
We reserve the right to change these Terms of Service or impose new conditions at any time. Continued use of the Site after any such changes constitutes your acceptance of the revised Terms.
To access or use this Site, you must be 18 years or older and have the authority to enter into these Terms. You may use this Site for lawful purposes only. You shall not post or transmit any material that violates or infringes the rights of others, is threatening, abusive, defamatory, or otherwise unlawful.
Use of this Site does not establish a clinical, therapeutic, or evaluative relationship, nor does it create any duty of care. This Site is for informational purposes only.
All services are private pay. Full payment is required prior to scheduling. By submitting payment — electronically, verbally, or otherwise — you agree to the terms of service described at the time of booking.
Evaluation fees are non-refundable once an appointment is scheduled. Rescheduling requires a minimum of 48 hours notice. Requests made with less than 48 hours notice forfeit the fee in full. Therapy session fees are non-refundable for late cancellations (less than 24 hours notice) and no-shows. No exceptions will be made to this policy.
This Site and all of its content — including text, graphics, reports, and documentation — are the intellectual property of Dr. Isabella Riojas, PhD. You may view and download one copy of materials for personal, non-commercial use only. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without prior written consent.
The Practice makes no representation or warranty that the information provided on this Site is accurate, complete, or error-free. Content is provided for informational purposes only and does not constitute medical advice, psychological counseling, legal guidance, or any other professional service.
Dr. Isabella Riojas, PhD provides independent clinical evaluation services. Evaluation findings do not determine regulatory, administrative, legal, or certification outcomes. The requesting authority retains sole discretion over how findings are applied. No outcome — legal, clinical, or otherwise — is guaranteed.
YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL THE PRACTICE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THIS SITE OR SERVICES. THIS INCLUDES, WITHOUT LIMITATION, DAMAGES IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, INTERRUPTION, DATA LOSS, OR THIRD PARTY ACCESS TO YOUR INFORMATION. IN NO EVENT SHALL THE PRACTICE'S CUMULATIVE LIABILITY TO YOU EXCEED THE AMOUNT PAID BY YOU FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM.
You shall indemnify and hold the Practice harmless from and against any and all losses, damages, liabilities, costs, and expenses — including attorneys' fees — arising out of any breach by you of these Terms of Service or your use of this Site.
This Site may contain links to third-party websites. The Practice is not responsible for the availability, accuracy, or content of third-party sites and does not endorse or affiliate with them. You assume all risk from your use of any such resources.
These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, United States of America. Any dispute not resolved by good-faith negotiation shall be submitted to binding arbitration under the American Arbitration Association. Arbitration shall take place in Maryland or via telephone within ninety (90) days of the initial demand. The written decision of the arbitrator shall be final, binding, and not subject to judicial review.
If any provision of these Terms is found invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
These Terms of Service constitute the entire agreement between you and the Practice with respect to your use of this Site and supersede all prior agreements and understandings. No waiver of any provision shall constitute a continuing waiver.
Questions regarding these Terms may be directed to the practice via the .